What our terms cover and who they apply to
Our terms bind you and 369zk apk from the moment you complete account registration. They govern how deposits flow through DANA, OVO, GoPay and QRIS; how we store your identity documents and banking details; what happens if your account shows unusual activity; and how withdrawals are
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processed and verified. Access and eligibility depend on local law. By opening an account, you confirm you meet the minimum age requirement and that you are not barred by local regulation from using our services. We apply these terms consistently across all regions we serve in
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Indonesia, and we update them when law, payment rails or our security practices change.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.