What Data We Collect and Why
When you open an account with us, we collect your name, email address, phone number, and the payment method you use — whether that is DANA, OVO, GoPay or QRIS. We also log your device type, IP address, and session timestamps to detect unauthorised access and
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keep your account secure. Transaction records tied to your chosen payment rail are retained for a minimum of five years, as this depends on local law regarding financial record-keeping in Indonesia. We do not collect data beyond what is operationally necessary. If you connect via a
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mobile device in Jakarta or Surabaya, the same data standards apply regardless of your location within Indonesia. Behavioural analytics we run are anonymised before any internal reporting use.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.